Home Insurance
About Home Insurance
Discover Comprehensive Home Insurance Solutions
Your home is more than just a physical space – it’s your sanctuary, your investment, and a source of comfort. Our comprehensive home insurance coverage is designed to shield your haven from the unexpected.
From natural disasters to unforeseen accidents, our tailored plans offer financial security, ensuring that you and your loved ones are well-protected. With us, your cherished abode remains a place of safety and peace, no matter what comes your way.
What does home insurance cover?
Dwelling Coverage
Additional Living Expenses (ALE) Coverage
Personal Liability Coverage
Natural Disasters Coverage
Personal Property Coverage
Medical Payments to Others
Scheduled Personal Property
Home Systems Protection
Liability Coverage
Loss of Use Coverage
Identity Theft Coverage
Insurance Type
What are the different types of home insurance?
HO-3 (Special Form Policy)
This is the most common type of home insurance, offering comprehensive coverage for your home’s structure against all perils except those specifically excluded. It also provides coverage for personal belongings against specified risks.
HO-5 (Comprehensive Form Policy)
This is a more extensive and inclusive policy than HO-3. It offers broader coverage for both your home’s structure and personal belongings, typically including more perils.
HO-6 (Condo Insurance)
Designed for condominium owners, this policy covers your personal property and the interior of your unit. The condo association’s master policy usually covers the building’s structure and common areas.
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